Dear Client,
We hope this email finds you well in these trying times. We would just like to update you in regards to what is / not covered on a home insurance policy.
If you have any questions, or do not currently have a policy, feel free to reach out to our office.May we merit to see the Geula soon
🏠
Home and Property Insurance During Wartime – What's Covered and What's NotIn times of national emergency, especially amid the current escalation with Iran and attacks on the home front, it's crucial for every property owner to understand what their insurance actually covers:
✅ What is covered?•
Direct damage caused by war-related incidents: Damage from missiles, rockets, shells, or falling projectiles is covered
by the government through the
Property Tax Authority (Mas Rechush).
👉 Note: There is a
compensation cap that limits the reimbursed amount of contents.•
Damage caused by security forces: If damage occurs due to the actions of the IDF, police, fire department, or emergency forces operating in the area.•
Additional expenses: Costs related to evacuation, cleanup, and demolition of a building if needed to remove immediate danger.
❌ What’s not covered?•
Private home/building insurance policies do not cover war-related damages – a special, dedicated war coverage is required! If you did not buy this coverage in the past, it is not possible to add at the moment.📌
Insurance Agent Recommendation:Given the current security situation, it is recommended to
extend your property insurance and
purchase special contents insurance for war damages through the
official government website.• You can purchase additional optional insurance through the Tax Authority to increase the coverage beyond the legal limits, up to a ceiling of 1,012,991 NIS.• Household items are divided into coverage groups: furniture, clothing, electrical appliances, and more (excluding art, jewelry, antiques, and cash, which are not covered).
• The premium for the optional insurance is 0.3% of the additional insured value until the end of the year.🔗 To submit a request for contents insurance for war damage through the Tax Authority, click here:
👉
https://govforms.gov.il/mw/forms/[email protected] Contact us :Mail -
[email protected]Phone - 02-9999365
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